(800) 663 1382



17835 Ventura Blvd., Suite 200 Encino, CA 91316

Stated Income Loans

A stated income loan is a loan product where the borrower does not have to provide proof of their income but simply declares an income amount that the lender then takes at face value. No verification process is needed, such as looking at tax returns or pay stubs.

These types of loans are sometimes referred to as “no-doc” or “low-doc” loans. They were more accessible before the 2008 financial crisis, but stricter lending guidelines and regulations have since decreased their popularity.

Loans that are available to self-employed people or those with non-traditional forms of income can be beneficial, but they typically come with higher interest rates and a higher level of risk for the lender since the borrower’s income cannot be confirmed.

Our Financing Products and Services

We offer a full suite of products to meet each client’s unique needs.
Stated Income
Alternative Income
Documentation Loans
Cash Flow
Hard Money
Fix N Flip
Commercial Real
Estate Loans
This website is intended for use by commercial lenders, brokers, borrowers, and loan applicants. Using this website does NOT mean that an application for a mortgage loan has been made, nor does it guarantee a formal or informal loan approval or rate commitment.